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If you’re concerned about paying your VAT bill on time, you’re not alone.
Many UK businesses explore HMRC’s Time to Pay service when cash flow is tight. However, it isn’t the right solution for every business and approval isn’t guaranteed.
VAT finance is a practical HMRC Time to Pay alternative, offering another way to spread the cost of your VAT payment while helping you protect working capital and continue investing in your business.
At VAT Loans, we specialise in helping UK businesses finance their VAT liabilities quickly and efficiently, with fast decisions and straightforward applications.
VAT Funding for Companies
From £5,000.00
As with all financial agreements, this quotation is subject to approval based upon the credit status of the company applying.
Unlike paying your VAT bill in one lump sum, VAT finance allows you to spread repayments over a 3 month period while ensuring HMRC receives payment on time. You can estimate your repayments with our VAT loan calculator.
Benefits include:
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Subject to HMRC approval
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May require detailed affordability discussions
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Repayment terms determined by HMRC
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Designed for businesses experiencing payment difficulties
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No tax relief
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Independent finance solution
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Straightforward application
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Fixed repayment schedule
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Suitable for businesses wanting to preserve working capital
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Corporation tax relief on loan interest only
Tell us how much VAT you need to finance.
Receive a fast lending decision.
HMRC receives payment.
Repay monthly over the agreed term.
No. HMRC Time to Pay is an arrangement directly with HMRC, whereas VAT finance is provided by a lender to help fund your VAT liability.
Yes. Applying early often provides more time to arrange funding before your VAT deadline.
Many applications receive a decision within 24 hours, although times can vary depending on individual circumstances.
Yes. VAT finance is commonly used by UK limited companies across a wide range of sectors.
Use our repayment calculator or speak to one of our VAT finance specialists today.
