Resource Centre
Welcome to the VAT Loans Resource Centre, our knowledge hub designed to help you better understand how our products and services work.
Here you can learn more about the process you will experience as a customer and the benefits of the finance solutions we provide. Below you will find a range of downloadable guides and information sheets covering our VAT loan products and related business finance solutions. Simply choose the documents most relevant to your business needs. We hope you find these resources helpful. If you have any questions or would like to discuss your requirements, our team will be happy to assist you.
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Paying HMRC: guides to your VAT and tax bill
Plain-English guides for UK limited companies on paying a VAT or Corporation Tax bill: the deadlines, the penalties and your options. If cash is the problem, a VAT loan pays HMRC in full and your company repays over three months. The VAT loan calculator gives you an instant quote.
HMRC Time to Pay
How VAT payment plans work: the online rules, what HMRC asks, and the interest and penalties that apply.
VAT payment deadlines
When VAT is due for every quarter to 2027, the Direct Debit dates, and how long each way of paying HMRC takes.
VAT late payment penalties
HMRC's 3% and 10% penalty rates, a four-step method, a ready reckoner and a worked example.
If you can't pay your VAT bill
The steps to take now: check your deadline, pay what you can, contact HMRC and compare a payment plan with VAT finance.
VAT loan or Time to Pay?
Compare the cost, what each asks for, how penalties are affected and when each may suit a limited company.
Corporation Tax in instalments
Most companies pay Corporation Tax as one annual bill. Larger companies must pay in instalments; smaller ones may agree a plan with HMRC.
Did you know? A VAT loan pays HMRC in full, and your company repays over three months.