All the team here at VAT Loans wish you a Merry Christmas and a Prosperous New Year! We would like to extend our gratitude to all our clients for their custom this year! We can’t wait to see what 2023 will bring and look forward to continuing to support businesses across the UK grow.

Christmas Opening Hours

We hope you understand that over the festive period, our working hours will differ. So, from the 26th of December until Tuesday 3rd January our offices will be closed.

Should you need to contact us over the Christmas period, feel free to drop an email to your account manager, or to [email protected] and we will aim to respond as soon as we can.

Tunnel Vision to 2023

Are you looking to boost your business even further in 2023? Why not consider a business loan? Business loans are a fast and effective way to get an instant cash injection into your business.

Here at VAT Loans, we don’t just specialise in tax loans. Our team of finance experts have been arranging a range of business loans for a 362 years combined! Over the years we have watched the businesses that we fund flourish and grow. We can be your catalyst too!

We can provide unsecured business loans up to £250,000, and secured loans from £250,000 to £1m+! Read more on unsecured vs secured loans here.

What business loans do we offer?

• VAT Loans
• Corporation Tax Loans
• Working Capital Loans
• Bridging VAT Finance
• Property VAT Loans
• Professional Indemnity Insurance
• Equipment Loans
• Dilapidation Loans
• Peer to Peer Funding

Get your business dreams funded for less

Why choose VAT Loans?

• Industry Leading Rates
• 5* Customer Service
• Decision in 24 hours
• 95% Acceptance Rate
• Dedicated Account Manager
• Instant Cash Flow Relief

Contact Us

Do you have big business plans for 2023? Let’s make them happen without compromising your cash flow. Give us a call on 01494 611 456 or send an email to [email protected].

Here at VAT Loans, we understand the importance of maintaining a healthy cash flow. We also know that VAT liability can take a heavy toll on keeping it healthy.

That is why we offer fast, simple, and affordable VAT loans for your business. We can cover the expense of your VAT bill, allowing you to spread the cost over a 3-month period. Making it far more cash flow efficient, taking the weight off your shoulders.

Not only, this but we will pay HMRC directly- saving you all the hassle!

VAT loans- the benefits

Cash Flow

Opting for a VAT loan amongst our other finance options will allow you to keep funds in your business to be used elsewhere. Take control of your finances and free up your cash for you to use in other important areas of your business.

Alternative Funding Lines

No need to use up an existing bank facility. A VAT Loan gives you alternate options to use in order to finance your loans.

Fast Payment

Payment can be made directly to HMRC to ensure your bill is paid on time. This will save you worrying about your finances when it comes to financial deadlines.

Quick and Simple to Arrange

Simple use of our free to use calculator can give you a quote in a matter of seconds. Alternatively, you can give us a call on 01494 956 871.

Fixed Monthly Payments

Easy fixed repayment schedule with industry leading rates.

Approval Within 24 Hours

We pride ourselves on fast and quality customer service, which is why we aim to have a decision to you in the first 24 hours of enquiry.

Contact Us

If you would like to ease the pressure of your cash flow, please don’t hesitate to get in touch. Give us a call on 01494 956 871, or send an email to [email protected].

Our economy is on its knees, and everyone is feeling the pinch right now. So, whether you’re an individual, or a business, it is more important than ever to watch what we are spending.

However, I will be going through ways by which you can be skrimping and saving as a business in these challenging times.

Identify your fixed costs

The first step to creating your business budget is to distinguish what your fixed costs are. Some examples of fixed costs are:

• Payroll
• Tax
• Insurance
• Rent

Ascertain your variable expenses

Variable expenses are those that can’t be pinned to an exact cost each month.

Some examples of variable expenses are:

• Marketing costs
• Utility bills
• Replacing old/broken equipment

Try to predict one-off costs

Perhaps you’ve got an old boiler on the blink, or a company car due for its MOT. Either way, just try to think ahead and forecast what might require spending and factor these costs into your rainy-day fund.

Tally it all up

Now you have defined your fixed, variable, and one-off costs you can now add this all up and compare your income to your spending. And from this you can look for ways in which to improve…

Re-evaluate your overheads

Now that you have all your costs written up it is easier to pinpoint where the excessive spending may be. This is a pretty obvious one when focusing on budgeting for your business, but perhaps there are some monthly outgoings that aren’t actually necessary to the running of your business.

Maybe you have been using the same printing company for yonks now and you have just never thought twice about what they charge you. Now might be the time to try and negotiate a better cost, being a loyal customer and all, this is likely to work in your favour. However, if not, perhaps start looking to take your business elsewhere.

Set aside a rainy-day fund

A great way to always be prepared for unexpected costs is to set aside a contingency fund for your business. This could involve stashing away some cash each month, but your future self will thank you for it!

Obtain finance to grow your business

Asset finance is a great way to protect your cash flow. It is also a quick and easy way to get an instant cash injection into your business.

Contact Us

If you could do with a cash flow rejuvenation, why not get in touch to see what we can do for you? We offer a range of affordable loan options here at VAT Loans. Additionally, if you are looking to go down the asset finance route, our parent company WestWon can help. Give us a call on 01494 956 871, or send an email to [email protected].

We are thrilled to announce that our parent company, WestWon, has been awarded the Net Zero Business of the Year by the Buckinghamshire Business Awards!

We feel honoured to have been given an award for a cause we are so passionate about. As of the start of this year we started pushing our environmental focus more than ever and it feels amazing for our progress to be recognised by others too!

Why we believe we won Net Zero Business of the Year

We believe that we won this award for a multitude of reasons, we have always tried our best to act sustainably as a company, but we believe our WestWon Woodland initiative was the driving force behind our win.

What is the WestWon Woodland?

We introduced the WestWon Woodland at the beginning of this year, how it works is we have a tree planted for every month of any finance agreement made through us or any of our trading names. So that’s including any agreements made through VAT Loans, Fit Out Finance, WestWon Dental, or WestWon Limited.

So, for example, for a 5-year finance agreement that’s 60 trees planted on the customer’s behalf!

Then soon after your finance agreement is activated, you will receive your certificate of plantation. This outlines how many trees you have planted through your agreement with us, and subsequently how much carbon they will ultimately reduce from the atmosphere.

Climate Positive Workforce

We are also proud to call ourselves a climate positive workforce. This means that all employee emissions are offset through various climate positive projects across the world. These projects can be anything from renewable energy production to reforestation of the Amazon rainforest!

Small changes we have made over the past decade that all add up

• Introduction of company EVs
• Paperless office- and any necessary paper is made from 100% recycled materials
• Our servers are powered by solar
• LED lighting throughout the whole office
• Recycling bins on each floor of our offices to encourage recycling wherever we can
• Thickest carpet and ceiling tiles to reduce our energy consumption
• No gas used in our offices, solely powered by electricity

Contact Us

If you have any questions on our green agenda, please don’t hesitate to get in touch. Give us a call on 01494 956 871, or send an email to [email protected] and a member of our friendly team will get back to you.

Our current climate crisis has been at the forefront of many of our minds for the last couple of years. Especially when we start experiencing climate change first hand, only recently having our hottest summer here in the UK.

Many companies are beginning to take climate change a lot more seriously, and quite rightfully so. As more and more businesses adopt a climate strategy, the pressure is higher than ever for everyone to do their bit.

Here are some things you can do to help save the future of our planet (even on a budget).

Go paperless

Becoming a paperless office was the first climate positive step that we took as a business, and we have never looked back. Since 2010 we have stored our files in a cloud-based system, and any paper that we needed to use has been made from 100% recycled materials. Not only are you saving trees, but you are also saving yourself a few pennies by putting this system in place. By going paperless, it saves you on paper costs, creates more space in your premises as there is now no need for numerous filing cabinets.

Implement a recycling system

By providing recycling bins to your premises, you are then encouraging your team to get involved in a much wider impact of waste reduction. Did you know that the UK produces an average of 15 million tonnes of landfill waste each year? This is another low-cost way of contributing to the good health of our planet.

Switch to LED

By switching over to LED you could save yourself up to £75 per bulb’s lifetime. And with the planet in mind, they consume 80% less energy to produce the same amount of light. LED bulbs also have a much longer lifespan than your average halogen bulb. LEDs last for over 20,000 compared to only 2000 for halogen.

Introduce Electric Vehicles for employee use

Everyone is buzzing about electric at the moment, and understandably so, especially whilst considering the current fuel prices. EVs are a great investment for reducing your business’ carbon footprint as well as lowering your fuel expenses.

Renewable energy sourcing

Clean energy is the way forward, so it is a worth while investment to make to get ahead of the game. For SMEs and businesses on a budget, solar panels are the most cost-effective type of renewable energy. On the other hand, wind turbines are more expensive, but wind is more abundant- especially here in the UK.

Contact Us

Luckily for you, our parent company finances everything you need to greenify your business. Get in touch to make your green agenda affordable and cash flow friendly. Give WestWon a call today on 01494 611 456, or drop an email to [email protected]. And we do practice what we preach, see our climate positive page to find out what we are doing to help restore the health of our planet.